What Credit score is needed to get a citibank credit card?

Tory Clapper: You have to have good credit history i.e. paying your bills on time. The late payments and derogatory accounts will result in refusal. I would suggest that you obtain your credit reports and FICO score and then give us more info to give you better advice. Citibank has refused credit card to one of my friend since she had bad credit with a department store card.

Monty Sieloff: According to Fair Isaac, the company that invented the credit score, the median credit score in the U.S. is 723.Generally, banks will offer the best interest rates to people with credit scores above 750. That is considered an excellent credit score. In fact, in most cases, a consumer with a credit score of 770 will be offered the same interest rate as a consumer with a credit score of 800, so aiming for a credit score higher than 770 is not necessary.A good credit score is generally somewhere between 680 or 690 and 720. And an average credit score is around 650 to 680.A credit sco! re below 620 will typically get you a high-risk label and require you to go to the sub-prime market (read: much higher interest rates) for a loan....Show more

Sharri Scalley: CREDIT SCORE OF 643